About Pleo
Messy spend management is tricky business. And tedious processes are a lose-lose situation for all involved, not just finance. At Pleo, we're changing that. We build spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike - with a vision to help all businesses ‘go beyond’.
The word ‘Pleo’ actually means ‘more than you’d expect’, and living by that mantra has been the secret to our success over the last 10 years.
Now, we’re at a pivotal moment in our journey; every move we make has a direct impact on our 40,000+ customers, our business, and our collective success. We need people who take pride in uncovering customer needs, who turn complex problems into simple solutions, challenge the way things are done (respectfully), and always aim high. With great ambitions driving us forward, we can’t say we’ve got this whole thing figured out. And frankly, that’s half the fun! What we can say is that we’re a driven, progressive, and, importantly, a kind bunch of 850+ people from over 100 nationalities, all committed to delivering the future of business spending, together.
About the role
We're looking for a Finance & Reconciliations Analyst to join our Safeguarding function at Pleo.
In this role, you'll be at the heart of how we meet our safeguarding obligations under FCA rules. You'll perform daily and periodic reconciliations across customer funds, balances and transactions, contribute to process improvement initiatives, and support our external audit activity. You'll also help produce the management information that feeds into our governance oversight. If you're genuinely curious about payments and financial infrastructure, good with data, and keen to learn and improve as you go, then this could be the perfect opportunity for you!
Who you'll be working with and reporting to
You'll report to our Head of Safeguarding and work closely with teams across Finance Operations, Compliance, and Product.
Our Finance function is dedicated to maintaining the highest standards of safeguarding and financial control. You'll also have the opportunity to partner with colleagues across our operations, audit, and leadership teams to help drive strong governance and regulatory compliance.
What you'll be doing
As a Finance & Reconciliations Analyst in Safeguarding, you will:
Perform and support the review of daily and periodic safeguarding reconciliations across customer funds, balances and transactions
Monitor reconciliation outputs and carry out post-review checks and manual follow-up activity
Investigate breaks and exceptions, escalating where needed and tracking issues through to resolution
Maintain accurate records, supporting documentation and clear audit trails
Help collate and prepare management information on reconciliations and exceptions for governance forums including the Safeguarding Committee
Work with data in spreadsheets and internal systems to extract, check and present information clearly
Spot patterns in exceptions or recurring issues and flag them to the team
Contribute to reconciliations-related projects, including system changes, tooling improvements and process redesign
Flag inefficiencies or recurring control weaknesses and bring forward practical ideas to address them
Support the development and automation of reporting processes over time
Help prepare and organise documentation, evidence packs and reconciliation outputs for external audit
Respond to auditor queries and requests in a timely and accurate manner
What you bring
You'll thrive in this role if you have:
2+ years of experience in a reconciliations, payments, finance operations or similar role
Comfort working with data and spreadsheets (Google Sheets or Excel) and a keen interest to develop further
A methodical and accurate approach — you take care with the details and notice when something doesn't look right
Strong communication skills and the ability to explain what you've found clearly to colleagues and, where needed, to external auditors
Genuine interest in how financial services and payments regulation works in practice
A passion for solving problems in practical and innovative ways
Excellent time management and the ability to prioritise tasks effectively
Why is this role a good fit for you
This role is a good fit for you if:
You're genuinely curious about fintech and how payments infrastructure actually works
You enjoy working with data and understanding systems, not just using them
You're excited by the responsibility of maintaining financial controls and regulatory compliance
You thrive in a collaborative environment and enjoy improving processes and ways of working
You bring a self-starter attitude — you don't wait to be told what to do next
This role is not a good fit for you if:
You struggle working in a fast-paced environment with changing priorities
You do not enjoy detailed analytical or investigative work
You prefer working in isolation rather than collaborating with colleagues across teams
You're not interested in the practical application of financial regulation
How you'll develop in this role
In your first 6 months at Pleo, you'll:
Develop a strong understanding of Pleo's safeguarding obligations under FCA rules, including the CASS and DFSA safeguarding requirements. Learn how our reconciliation processes work across all our systems and develop expertise in carrying out and reviewing reconciliations
Collaborate with colleagues to help improve and streamline our reconciliation and reporting processes
Grow your skills in data handling, financial analysis, and audit preparation
Take on new challenges as you build confidence and the company continues to scale
We're committed to helping you develop your career, whether that means taking on bigger projects, stepping into process improvement leadership, or acquiring new skills in areas you identify for growth.
The location
Please note: We can hire on a hybrid or in-person set-up in any of the locations listed on the advert but you will need to be physically based in the country of your choice with a valid right to work. We are unable to offer visa sponsorship for this role in any of the listed locations.
Show me the benefits!
Your own Pleo card (no more out-of-pocket spending!)
Lunch is on us for your work days - enjoy catered meals or receive a lunch allowance based on your local office
Comprehensive private healthcare - depending on your location, coverage options include Vitality, Alan or Médis
We offer 25 days of holiday + your public holidays
We use MyndUp to give our employees access to free mental health and well-being support with great success so far
Paid parental leave - we want to make sure that we're supportive of families and help you feel that you don't have to compromise your family due to work
The interview process
We want to ensure you are set-up for success and understand what will be expected of you. If your application is successful, our interview process is as follows:
Intro call: A 30-minute chat with our Talent Partner to discuss the role and your background
Hiring Manager: A 45-minute chat with our Head of Safeguarding & Reconciliation
Pleo challenge: A 60-minute chat with peers and/or stakeholders to check how you would think and act in the role. Expect some real life examples as well as on the spot challenges
Final Interview: A 30-minute final chat with one of our senior stakeholders
Transparency is important to us so we also wanted to share some insights about what we're looking for in applications to ensure you can set yourself up for success!
Last time we hired for a similar role, we received a significant number of applications but only a fraction were selected for an intro call. Some of the key reasons why previous candidates didn't make it past the application screening stage include:
CV writing and content: we receive a lot of CVs, and many of them are AI-generated. We love see